The Malpractice insurance is designated to those that are performing an activity which in case of an error could affect other persons.
Such a policy protects those people for unintentional mistakes, negligence or omissions in performing their job specific activities. In such a case the insured person could produce physical or material damage, which would request treatments and /or would cause suffering.
The compensations could be established following a court trial, in which case the insured person should support also the related trial court expenses.