The commercial credit insurances is a financial risk insurance which is offering protection to the insured company in case of not cashing in time of debts, buyers of goods or services.

The insurance contract covers the provider (the lender) against the loses caused by the insolvency / payment capacity of a client (debtor, customer). In order to benefit form the commercial credit insurance, a company must fulfill a series of criteria which are related to the specifics of their activity, the related turnover for the term sales, the distribution channels, the granted terms, the debtors structure, etc.